The Paul
Difference
Home Insurance
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Auto Insurance
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RV/Trailer Insurance
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Business Insurance
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Seasonal Property Insurance
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Boat Insurance
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Farm/Acreage Insurance
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Classic Car Insurance
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Home Insurance | Auto Insurance | RV/Trailer Insurance | Business Insurance | Seasonal Property Insurance | Boat Insurance | Farm/Acreage Insurance | Classic Car Insurance |
Deliberate, Carefully Considered Protection
Discover the benefit of Calgary’s family-owned, independent insurance brokerage. We offer competitive pricing with professional, reliable and transparent advice, and our combined 40+ years of knowledge and insight allow us to find plans tailor-made for you and your family’s needs.
The Paul Difference
You’ll always get a Paul when you contact Paul Insurance; we’re a family owned and operated business where all three siblings focus on helping you find the right insurance, ensuring that you’re covered at the right price. Let our family help your family!
INDEPENDENT
Independent means we’re not beholden to any single insurance company. We’ll find you the perfect plan/provider to fit your particular needs,, and one that comes through at the right price as well.
PERSONAL
We’re a family business wholly devoted to your family. Real people that can provide real answers and comprehensive solutions to all your insurance requirements.
PREMIUM
We don’t like surprises and where insurance is involved, we’re guessing neither do you. We only deal in premium packages so that when you suffer a loss you can get back on your feet quickly, cleanly and completely.
Insurance Products & Services
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Auto
Paul ensures you’re covered—plans vary widely depending on your vehicle, how you use it and ultimate compensation paid out in the event of an accident. Let Paul get you on the right track!
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Home
Home insurance helps protect your home and its contents in case of theft, loss or damage—inside & out. It can also cover additional living expenses if you're temporarily unable to live in your home.
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Commercial
Let Paul navigate the different types of insurance available to protect you and your business from potential liability.
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Classic Cars
Your vintage car is nothing like a modern day vehicle and as such has different insurance needs. From classic muscle to modern collectibles, protect your car with Paul.
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RVs / Trailers
Make sure the RV or trailer you use to “get away from it all” doesn’t get away from you. The right policy can help keep you rolling smoothly, no matter what.
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Boats
Lesser insurers leave you with a sinking feeling when you’re making a claim on your boat? With the right policy Paul will ensure you’re ship-shape and left with nothing but smooth sailing ahead.
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Seasonal Properties
They say a person’s home is their castle, and that applies to seasonal property as well. Paul helps you protect your seasonal investment the same way you protect your primary living quarters, with comprehensive coverage.
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Farm & Acreage
From small homes to large spreads we’ll help you get the right coverage for the multifaceted business of farming.
What People Are Saying
“Sara made sure that I got insurance at a reasonable price, but that my policy didn’t skimp out and exclude essential coverage I might need down the road.”
— Paula Caine
“Paul provided quick, efficient, friendly service, and was very knowledgeable with timely responses that met all my needs. Very straightforward and easy to set up my insurance. When I had a question, I always got a quick response. I would definitely recommend.”
— Henry Bungener
“Adam was very helpful in getting me a quote for my home insurance. He was very pleasant to deal with and I feel went above and beyond. I would highly recommend Paul Insurance to friends and family.”
— David Mills
“It feels good to know you have the Paul family on your side, especially when it comes to making a claim. I’m so over dealing with automated responses, web forms and the like—give me a real live human being any day.”
— Carrie Bowe
The Paul Family
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Adam Paul
Adam has been a licensed insurance broker for more than a decade. His friendly and efficient customer service makes clients eager to refer him to their family and friends. Adam brings a high level of expertise to his clients and works diligently with them to find a plan that meets all of their insurance needs. Adam is a proud Calgarian and loves enjoying the city’s countless summer and winter activities with his wife and daughter.
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Sara Paul
Sara is an accomplished insurance professional with over 20 years experience and is the owner of Paul Insurance. Born and raised Calgarian, Sara went to MRU and has her Corporate Insurance Professional designation. Outside of work, Sara enjoys playing hockey, travel and spending time with family—indeed it was her dream to work with family and have a family run business that saw her start Paul Insurance. She hopes to service and work for your family for many years to come.
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Dave Paul
David completed the family roster, becoming an insurance broker at Paul insurance in 2017. Previously in construction, David uses this experience to help contractors, builders and property owners navigate their commercial insurance needs. In his spare time David enjoys the exploring the mountains, sports and working on home improvement projects.
FAQ
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Claims-Free Discount
Homeowners and renters who have been claims-free for a number of years may qualify for this discount.Mature Homeowners’ Discount
Some insurance companies will offer a s mature homeowners’ discount if you are over a certain age.Multi-Location Discount
For homeowners who insure more than one property on the same policy.Multi-Policy Discount
For homeowners and renters who carry their home and car insurance policies with the same insurance company.Mortgage-Free Discount
For homeowners who have no mortgage on their property.Renewal Discount
For homeowners who keep their insurance policy with the same insurance company.Alarm Discounts
For homes with centrally monitored fire or security alarm systems. -
Most home insurance policies have a maximum limit of coverage for certain types of specialty belongings (like jewelry, cameras, computers, and bicycles) which is outlined in your policy documents. If the value of these belonging exceed what is included in your insurance policy you may want to add additional coverage. Speak to your broker about scheduling your valuable items on your homeowners insurance policy.
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There are many different factors about your home that can impact the cost of your home insurance. Some factors to consider are:
• Year built
• Type of heating
• How close to a fire hydrant is your home
• What type of material is the roof and when was it replaced
• What type of plumbing and electrical systems are in the home.
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Increasing auto insurance rates year after year can be very frustrating. Some factors that contribute to increasing premiums include:
1) Growing amount of vehicle thefts in Alberta.
2) Increasing cost of repairing vehicles.
3) More frequent weather related claims.
4) Increasing number of serious injuries.
5) More distracted driving related claims.
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Accident forgiveness is an endorsement you can add to your auto insurance policy. Accident forgiveness may also be called driving record protection. This endorsement protects your insurance rates form increasing as a result of your first at-fault accident claim. There are many eligibility requirements that need to be met in order to qualify for accident forgiveness. These requirements can include your age, coverage, driving record. Eligibility varies with different insurance companies.
We’ll help you find insurance that’s right for you.
There’s no commitment, pressure, or obligation.